The advantages of Dutch mortgages are well known. The interest is fully tax deductible, even when you also benefit from the 30% tax ruling, and with interest rates still relatively low mortgage debt remains king.
Expatriates however face many hurdles when seeking to purchase property abroad.
Every country has important specific differences in the property buying process that you need to be aware of, and of course there is the language barrier, particularly concerning documentation that will need to be signed. There can be resistance from lenders due to your “unusual” expatriate status and as there is much conflicting and ambiguous advice in the market it is essential to be fully aware of the legalities and procedures in order to be confident of making the correct long-term decisions
Worldwidebroker does not provide mortgages. However, our AFM regulated business partners provide full mortgage services from the point at which you find the property right the way through to completion. The service and correspondence is available in both English and Dutch and key features include;
New mortgages:
- Guidance with the negotiation process
- Advice on the right mortgage
- Sourcing the best lender
- Full assistance from start to finish
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Existing mortgages
- Improving existing loan arrangements
- Reducing interest to save money
- Restructuring to release capital
- Correcting under-insured mortgages
- Protection for disability and unemployment
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